77% of Americans Believe Including Cryptocurrency in Retirement Plans is Risky
A recent survey by the National Institute on Retirement Security (NIRS) shows that 77% of Americans believe there are risks associated with including cryptocurrency in workplace retirement plans, with 46% considering the risks to be "very high." Additionally, 53% of respondents oppose employers offering cryptocurrency investment options. The survey also revealed that 80% of respondents think the U.S. is facing a "retirement crisis," a significant increase from 67% in 2020; 61% are concerned about their financial security in retirement, 68% feel that saving for retirement has become more difficult, and 77% say debt has impacted their ability to save. The survey was conducted by Greenwald Research from October 24 to November 14, 2025, with 1,203 Americans aged 25 and older participating. Meanwhile, the U.S. government and regulatory agencies are pushing to expand the channels for including cryptocurrencies and other alternative assets in retirement accounts like 401(k)s. In March of this year, the Department of Labor proposed related rules to potentially provide a safe harbor for including alternative assets in 401(k) plans, but the proposal faced opposition from some Democratic lawmakers who argue that the volatility of crypto assets is too high and investor protections are still insufficient. This indicates that U.S. policy is gradually relaxing the channels for allocating retirement funds to crypto assets, but ordinary investors remain cautious about the associated risks.
-- Price
This content is provided for general informational purposes only and doesn't constitute financial, investment, legal, or tax advice. Any events, rewards, online promotions, or related information mentioned herein should not be considered a recommendation, solicitation, or invitation to purchase, sell, trade, or otherwise deal in any crypto assets. Crypto assets are highly volatile and may result in loss. The availability of WEEX services, products, and related events may vary by region. You are responsible for ensuring that your participation is in accordance with applicable local laws and regulations.
You may also like

U.S. Secretary Urges Quick Progress on Crypto Bill in Senate

Bulgaria Adapts Law to DAC8 Directive, Cryptocurrencies Will Not Be Anonymous

Bit2Me Launches Bit2Shield for Cryptocurrency Seizure and Custody

Malone Lam pleads guilty to stealing $245 million in cryptocurrencies

Kyrgyzstan Launches Investigation into 90 Cryptocurrency Criminal Cases by 2026

Hyperliquid Policy Center Requests Dismissal of CME's Lawsuit Against CFTC

Visa Cryptocurrency Card Payments Increased 15 Times in 2026

Bank of Italy Requires Sanctions Screening for Every Cryptocurrency Transfer

唐华斑竹: WEEX Platform Integrates Global Asset Trading

Singaporean Malone Lam Pleads Guilty to $245 Million Fraud Case

Copper CEO Departs as Sale Negotiations Enter Fourth Month

President Nawrocki Introduces Cryptocurrency Bill

Sality botnet disruption leaves address-swapping malware active

SEC Proposes to Modernize Agent Rules to Include Cryptocurrencies

Kalshi's Commodity Monthly Trading Volume Exceeds $400 Million, Growth Rate Surpasses Early Crypto Futures Market

RAILGUN Draws Attention Due to Cryptocurrency Money Laundering Risks

Payment Pathways for Groceries and Fuel Using USDT in India

Ukrainian Investment Fraud Network Disrupted, 62 Victims from 20 Countries

Swedish Tax Agency Recovers $56.5 Million from Six Crypto Mining Companies

British Man Recovers 61 Bitcoins Worth $4.4 Million

Trezor Announces Expansion of Data Breach Impacting Approximately 67,000 U.S. Customers

Australia cancels GetCoins registration over scam complaints

Polish Prosecutors Charge Fifth Suspect in Zondacrypto Case

Chilean Exchange Orionx Suspends Withdrawals, Over 100,000 Users Unable to Retrieve Full Assets

Crypto Activity in France Reaches $9.4 Billion by 2025

TokenPost Ranks Second in Global Cryptocurrency Media Traffic for August

Government Refutes Claim That 86% of Cryptocurrency Transactions Are Tax-Free

$140.25 Million in Cryptocurrency Venture Investments in September, PolyMarket Accounts for 79%

Korbit's Stablecoin Trading Volume Increases by 71.2%





